Rayify

Rayify helps investment and strategy teams make better decisions by systematically challenging and monitoring how critical assumptions evolve over time.

Rayify Insights

Stories from the Rayify board: decision intelligence in practice, research systems under the hood, and what we learn stress-testing high-stakes decisions.

The Trust Deficit: Why AI-Enabled Financial Advice Needs Better Regulatory Oversight

Nearly half of consumers already ask AI what to do with their money, yet the supervisory toolkit still assumes a human is giving the advice. Here is where oversight has to go next.

August 5, 2026 | non-technical,financial-services,regulation,consumer-protection,compliance,trust,explainability,AI,fintech,FCA,suitability,supervision,governance,retail-advice,LLM-agents,audit-trail

Five retrieval decisions we made twice

Field notes from the retrieval stack behind Rayify's decision briefs, and what it cost each time the obvious design lost to the audit requirement.

August 5, 2026 | technical,ai,product,retrieval,RAG,hybrid-search,BM25,pgvector,reranking,rank-fusion,provenance,auditability,evidence,caching,as-of-dating,decision-intelligence